Many people choose non-bank loans because of the speed of money appearing on the account. The processing of the application is quick, but after its positive consideration you receive money in your account in the blink of an eye. However, it is often possible to send a contract by courier, then you wait for money much longer. Does this solution have any advantages?
Lenders give a great selection
The loan market is very extensive these days. The companies try to simplify the formalities as much as possible, which is why the customer verification process is very often done by transfer or phone call. The reason is that it only takes a moment, which makes the borrower receive his money faster. However, many non-banking companies offer the option of delivering by courier. In this situation, the courier comes to your home and provides you with a contract that you sign. Only after you sign the contract will the money be transferred to your account.
Why should you bet on a courier?
Taking a non-bank loan with the help of a courier is a great solution for people who are skeptical about borrowing online. Here they receive a contract in physical form, their commitment takes a more “tangible” form. For many people, this is still of great importance.
In addition, it is worth noting that the courier verification is also not much longer. Most often the next day the courier is already at your home with a contract, thanks to which you quickly get the money you borrowed.
It should also be emphasized that in some cases this form of non-bank loan is the only one available. If, for example, you do not have the option of performing a verification transfer or phone verification, then you usually have to sign the contract via courier.
Is a courier a good choice?
The answer to this question is not clear. Of course, using a courier has its disadvantages, but it also has many advantages. The truth is that any lender’s way of verifying customer identity is effective. And the more ways available, the better for you, the loan applicant. You can choose the way that suits you best.
Therefore, if you take a non-bank loan, then choose the type of verification that is best for you. We have already written about the pros and cons of different ways on our blog.